AVID Commercial Team

Scott Harbertson

Executive Vice President

Managed the commercial lending group at Security National Life Insurance Co. developed bridge lending platform and correspondent banking relationships. Prior to Security National, Scott was a VP in Corporate Banking at Zion’s Bank responsible for originating over $300 million in commercial loans

Matt Fawson

Executive Vice President

Mr. Fawson was a SVP at Zion’s Bank where he managed the national multi-family division and was responsible for loan acquisition and sales. He oversaw all aspects from sourcing, processing, underwriting to funding of over $600 million in CRE, owner user and multifamily loans. Prior to Zion’s he was SVP for Pacific Premier Bank where he oversaw all lending activities totaling over $1 billion, member of loan committee, ALCO committee and credit committee. Developed policies and procedures for all lending products.

Kevin Vance

VP Commercial Loan Officer

Underwriter, worked for Zions Bank as a commercial loan officer from 2006 until September 2012. Was assigned to the Texas/Oklahoma markets for one year focusing primarily on SBA 504 and conventional owner-occupied loans. Over the last five years with the bank, underwrote primarily non owner-occupied commercial real estate properties nationwide. Originated and purchased approximately 160 commercial and multi-family loans totaling approximately $170MM over a three-year period.

Brian Johnson

VP Commercial Lending

Mr. Johnson is responsible for the implementation of Avid’s term retail production including the establishment of net branches and correspondent relationships with participating lenders. Prior to his time with Avid, Brian managed all capacities of the construction lending division from origination, underwriting, and servicing for Security National Life Insurance Co. transactions. In select areas we will also fund construction and renovation projects that qualify for our term financing.

Gary Geertsen

Account Manager

Gary Geertsen has over 25 years of sales, marketing and small business experience.  He joined Avid Commercial because of their shared interest helping small businesses grow and helping people achieve the American Dream. Gary is bilingual, being fluent in English and Spanish.  Outside of work he enjoys spending time with his family, lake fishing, camping and serving within the local community.

Liz Hilton

Account Manager

Liz Hilton comes to Avid with over 20 years of sales and marketing experience.  Throughout her sales career she has had many accomplishments, including, earning the title “Rookie of the year”, being one of the top 5 sales directors in the Las Vegas area, and in the “Top twenty in recruiting” in her national sales area.  Her passion lies in assisting others to succeed and accomplish their business goals.  As a national account executive for Avid Commercial, Liz is excited and motivated to help small business owners.  She enjoys getting to know her clients on a personal level to ensure that they feel comfortable trusting her with their commercial lending needs.  When Liz is not finding ways to help small business owners save money, she enjoys spending time supporting her 3 children in all of their schooling and extra-curricular activities.

Ammon Cloward

Account Manager

Ammon comes to Avid with a BA in Organizational Leadership from the University of Cincinnati and over 10 years of sales and marketing experience with over 4 years of lending experience.  As a former small business owner himself, he understands the importance of connecting with his clients on a personal level. His main focus is to help his clients realize their business goals, and he is excited to be a part of their journey.  Outside of work, Ammon enjoys hiking, golf, and music.  He is excited to be a part of the Avid Commercial team. 


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6995 Union Park center,
Suite 350
Cottonwood Heights, Ut 84047

telephone: 801-365-1740